Pricing transparency
All-in fees: 18% standard, down to 15%
Published by Papa's Package LLC (Dover, Delaware). One rate covers platform and processing — no separate processor fee. Volume ladder 18% → 17% → 16% → 15%. Founding cohort locks a lower rate for early creators.
All-in fee (what creators pay)
Papa's Package uses a simple all-in model: creators pay a flat 18% of gross earnings (subscriptions, PPV, tips, paid DMs, and similar). This single percentage covers platform services and payment processing costs. There is no additional processing fee charged to the creator. The published schedule does not add a separate processor-fee line item. Processor reserves, settlement delays, and other permitted holds are separate from the fee and will be governed by the applicable creator agreement; we will publish processor-specific terms only after confirming them in writing.
Creators receive the net amount after the all-in fee. Chargebacks, refunds, fraud review, identity checks, and legal process may delay or offset balances as described below and in the creator agreement.
| Tier | Trailing 30d gross (indicative) | All-in fee |
|---|---|---|
| Standard / new | $0 – $4,999 / 30d gross | 18% |
| Mid volume | $5,000 – $24,999 / 30d | 17% |
| High volume | $25,000 – $99,999 / 30d | 16% |
| Top contributors | $100,000+ / 30d | 15% |
Default product schedule: 18% → 17% → 16% → 15% by trailing 30-day volume. The 15% floor still covers platform + processing (we do not publish below that). Volume-based reductions apply as trailing volume grows. This is our published schedule; there is no separate processing fee on top of it.
Founding cohort (open)
- First 200 creators: locked at a preferential founding rate of 16% all-in for 12 months (below the standard 18% rate).
- Volume discounts still apply during the founding window if you qualify for a lower tier.
- Founding creator badge and discovery visibility boost on profile.
- Apply: /creators
What is not an extra creator fee
- Card / network processing — included in the all-in rate; Papa's Package pays processor fees from its take. There is no separate processing line item on the creator fee schedule. Processor reserves, settlement delays, and other permitted holds are not a second fee percentage; they may still affect timing and are governed by the Creator Agreement (see Money rules below).
- Optional paid promotions (post boosts, profile spotlights)—not for sale until paid checkout opens. When offered, they are prepaid placement products paid to Papa's Package with no guaranteed ROI. Promote charges settle to the company merchant account after payment-processor fees (not to creator balances).
- Taxes — not a platform fee; see the Taxes section below for documentation requirements before payouts.
Taxes
Creators are independent contractors and are responsible for their own tax obligations. U.S. creators must submit a completed Form W-9 before receiving payouts. Non-U.S. creators must submit Form W-8BEN (or W-8BEN-E for entities). Papa’s Package issues Form 1099-NEC to U.S. creators who earn $2,000 or more in a calendar year.
This is platform documentation only—not tax, legal, or accounting advice. Submit forms under Studio → Tax when creator mode is enabled.
Payouts
Payouts are not active yet. The planned schedule is a Friday run in the week after the processor's Monday settlement (about 10 days later), subject to eligibility, tax documentation, payout onboarding, and permitted holds. Before creator monetization opens, we will confirm the actual settlement and payout schedule in the creator agreement. Eligible balances will be paid using the disclosed process. Valid tax documentation is required before the first payout (W-9 for U.S. creators; W-8BEN or W-8BEN-E for non-U.S.). Minimums and destinations are managed in Studio when live; use data export for your own books anytime.
Creators see one all-in rate — not two line items. Processor costs are platform overhead, not a second fee on your Studio balance. Creator share is always calculated on gross.
Money rules (holds, chargebacks, processors)
- All-in fee covers platform + processing. The published fee has no separate processing line item. Processor reserves or settlement delays may affect timing; any creator-level hold or offset must be disclosed in the creator agreement.
- Balances in Studio show ledger net after fees, minus open pending / processing / held payouts. Live rate: Studio → Earnings.
- Chargebacks & refunds may reverse prior net credits and place open payouts on hold until ops clears the case. False fan disputes may lead to fan account action.
- Processor outages may delay checkout or settlement. A delay never adds a silent extra fee.
- Friday release is ops-controlled with an automatic preflight balance audit — never silent auto-wire.
Changes
We may change the published schedule prospectively with notice in product or on this page. Founding preferential windows already granted are honored for their stated duration unless the account is terminated for cause.